Posted by on Jun 9, 2014 in Car Accidents, Worker Injuries | 0 comments

Studies show that besides the private use of cars, more Americans have also been found to be driving for reasons that are related to work. Needing to make a delivery or pick up a package, transporting a co-employee or employer, meeting with a client, making an ocular visit to a job site and so forth, are just some of the reasons and factors that make work no longer just confined inside the office.

Studies also show that a large number of those who get involved in auto accidents are people whose time behind the wheel is part of their job. Thus, it is necessary that these people, as well as everyone else, understand their legal right, especially if the accident they are involved in (or get involved in) results to property damage and/or injuries, or worse, disability or death.

People who sustain job-related injuries, especially injuries that lead to temporary disability (which may last for weeks or months, but less than a year) are entitled to receive financial aid provided by the workers’ compensation benefits program. Going to, or heading home from, work is no longer part of job, thus getting involved in an accident during any of these times is non-job-related. If at any time, however, an employee was required by his/her employer to pick up office supplies or run any errand, and ends up in an accident along the way, then such may be considered as still part of the job (this may be based on the Portal-to-Portal Act of 1947, which recognizes any act performed in behalf of the employer, even outside work hours, as part of work and requiring pay).

The workers’ compensation benefit, which is financial assistance given to employees who sustain work-related accidents (or illnesses) is intended to cover cost of medical treatment, lost wages, vocational rehabilitation, disability, and, in the event of death, funeral expenses and usually wage replacement benefits for the family. In cases wherein permanent disability is sustained, and if disabled employees have earned the required number of merits, then they may file a claim with the Social Security Disability Insurance. Besides the workers’ comp and SSDI, if the accident was not the fault of the injured employee, then he/she may also file a civil case for compensation from the driver at fault.

Experienced Des Moines, IA workers’ compensation lawyers will be aware of how to prepare all required documents and applications, and will know the proper procedure for submitting them. While this may seem like an easy task, applying for workers’ comp or Social Security are never simple matters. Thus having a highly-competent lawyer’s assistance through all this is an important matter.

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